Thursday, January 10, 2013

13 Habits for a Successful 2013

1. Increase your retirement contribution by at least 1%

2. Set up a Holiday Savings Account and contribute to it monthly for next year’s gift giving expenses.

3. Save 1.5% of the value of your home this year for up-keep expenses.

4. Set up a time (and put it on your calendar) each week to meet with your significant other to review your budget.

5. Emergency fund – don’t have one? Get one. ($1,000 minimum)

6. Pay off your credit card in 2013.

7. Switch to a 15 year mortgage.

8. Make sure you have disability insurance.

9. Track your progress with

10. Avoid bank fees by making a switch to a local credit union.

11. Open a Roth IRA.

12. Save $20 a week (that will add up to over $1000) for a vacation and then take one.

13. Write a Will.

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